RBI Floating Rate Savings Bonds & Capital Gains Bonds
Taxable
RBI Floating Rate Savings Bonds 2020
Government of India savings bonds with a floating interest rate that resets periodically under the notified formula. They may suit eligible investors seeking interest income from a sovereign-issued instrument, subject to the bond’s tenure, eligibility and redemption rules.
Key features
- Floating interest rate linked to the notified benchmark formula.
- Interest payments as prescribed under the scheme.
- Eligibility, tenure and premature encashment governed by applicable rules.
Section 54EC
Capital Gains Bonds
Eligible investors who have realised long-term capital gains from specified immovable property may be able to invest in notified Section 54EC bonds to claim tax exemption, subject to statutory conditions and deadlines.
Key features
- Designed for eligible capital gains tax planning.
- Subject to the statutory investment limit and prescribed time window.
- Lock-in, interest and tax treatment governed by the applicable bond terms and tax law.
Disclaimer – Important Information: Product features, interest rates, eligibility, tenure, taxation and withdrawal conditions are subject to prevailing scheme rules and issuer terms. Interest rates and tax provisions may change. Corporate deposits involve issuer-specific credit risk. Investments and borrowing decisions should be made after reviewing the relevant product documents and assessing individual financial circumstances. MBS Investments facilitates access only to products and services for which it holds the applicable permissions or authorised distribution arrangements. Tax-related decisions should be reviewed with a qualified tax professional where appropriate.
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